#233 Can someone pay with their credit or debit card?

Posted in ‘Customer Service’
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Latest post by Adam Melcher on Monday, 07 April 2025 23:19 UTC

George Kaggelaris

Hello.

I am currently developing a joomla e-shop with the use of j2commerce.

However I cannot figure out how to create a payment method with credit or debit card.

Could you please kindly guide me?

Kind regards

George Kaggelaris

Adam Melcher

George,

What payment processor do you wish to use for credit/debit cards?

Depending on where you are located, there is probably going to be a payment processor that we already provide a payment plugin for.

Here is where you can find the various payment plugins that would allow you to offer credit/debit card processing:
https://www.j2commerce.com/extensions/payment-plugins

 

If I misunderstood the question and you already have one of these are are having trouble getting it setup, please let me know.

 

Adam

 

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George Kaggelaris

Hi Adam,

Thank you for your prompt reply.

I live in Greece and i want to use the services of a Greek Bank. Is any of the available plugins appropriate for this? If not, could you please advise accordingly?

Kind regards,

George 

Adam Melcher

George,

 

When it comes to receiving money from a credit card into the store owner's bank account, the process is usually:

Merchant Account > Payment Gateway > Bank Account

 

Most merchant accounts also provide the payment gateway (but many allow you use a different one if you find one you prefer).

So you would need a Merchant Account (at the most basic level - something like Stripe, PayPal, Square) or you could check with your bank to see if they offer merchant services (credit card processing). If they do, then find out if they can provide you the list of Payment Gateways they use and chances are , we probably already have a payment plugin that already works with them.)

Let me know what they say and I can help direct you from there...

 

Adam

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George Kaggelaris

Dear Adam,

Thank tou for the detailed explanation. I will check first woth the client's bank and should I need any further information, I will let you know.

 

Kind regards,

George 

Adam Melcher

George,

 

Glad to help point you in the right direction.

 

Adam

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