Stop Pricing Big-Ticket Gear Like Nobody Has to Actually Pay For It
Credova financing, wired directly into your J2Commerce checkout. Built for the categories mainstream buy-now-pay-later apps won't touch — firearms, outdoor, powersports, tactical, and heavy equipment. Real monthly numbers on the product page. Full order control from your own admin.
Financing Built for What You Actually Sell
Real monthly numbers on the storefront, a full application flow that never strands an order, and complete control from the order screen you already use.
Hosted Application, Handled Inline
The shopper applies through Credova's secure hosted flow and lands right back on your store the moment a decision comes back. No card data ever touches your database.
A Lifecycle That Means Something
Pending, approved, signed, funded — tracked automatically. Your order status only moves once the financing is real money, never the second a button gets clicked.
Double-Cover Confirmation
The shopper's browser return AND a server-to-server confirmation from Credova back each other up, so a closed tab or dropped connection never strands an order in limbo.
"As Low As" on the Product Page
A live monthly payment estimate, pulled fresh off the real price — six placement positions on the product page, plus category listings and checkout, so the number lands wherever your shoppers actually look.
Category and Amount Gating
Restrict the widget to the brand categories your lending agreement actually covers, and set a minimum and maximum finance amount so it never advertises financing on a $9 accessory.
Full and Partial Refunds
Return the whole purchase or claw back part of it right from the order screen — no separate lender portal, no second login.
Cancel Before It Funds
Kill an application before the money moves, right where you already manage every other order. Order status can flip automatically to whatever you choose.
Invoice Submission for Regulated Gear
Push the order's line-item invoice straight to the lender — the documented compliance step gear like firearms and powersports actually needs before funding completes.
Surcharge Recovery
Recoup the lender's fee as its own taxed line item if you choose to pass it along — protect your margin without touching your listed prices.
The Monthly Number, Exactly Where They're Looking
A shopper who sees the monthly payment before they reach checkout has already made peace with the total. That's the entire strategy behind the widget — a live figure pulled off the real price, placed exactly where your audience needs to see it.
- Six placement positions on the product page — after title, before or after price, before or after add-to-cart
- Category and listing page support catches shoppers before they browse in
- Checkout widget puts the number beside the payment choice itself
- Brand-category restriction — never advertises financing your lender doesn't cover
- Logo hide and text color control to match your store's look
Every Lever, Right on the Order You're Already Viewing
Refund, cancel, submit the compliance invoice — none of it requires a second login. The plugin gives you the same order-management workflow you already run for every other payment method, applied to a financed one.
- Full and partial refunds with the maximum refundable shown before you act
- Cancel a pre-funding application cleanly, right from the order screen
- Automatic status changes on refund and cancel, mapped to your own workflow
- Order history comments written automatically for every approval, decline, refund, and cancel
- Invoice submission for the documented compliance step regulated gear needs
Real Stores. Real Big-Ticket Problems Solved.
Give the Shopper the Monthly Number Before They Do the Math Themselves
Every big-ticket cart that goes silent on your store is a customer somebody else's financing option already caught. Fix the math before they close the tab.
Translated In The Following Languages
Arabic Unitag (ar-AA), Chinese, Traditional (zh-TW), Danish (da-DK), Dutch (nl-NL), English (en-GB), English, USA (en-US), Finnish (fi-FI), French (fr-FR), German (de-DE), Greek (el-GR), Hebrew (he-IL), Italian (it-IT), Japanese (ja-JP), Norwegian Bokmål (nb-NO), Persian Farsi (fa-IR), Polish (pl-PL), Portuguese, Brazil (pt-BR), Portuguese, Portugal (pt-PT), Russian (ru-RU), Spanish (es-ES), Swedish (sv-SE), Turkish (tr-TR)
License Information
An active license entitles you to updates, downloads, and support for the duration of the license period. You may continue using this plugin indefinitely without an active license; however, support, updates, and downloads will not be available while your license is inactive.
- Developer J2Commerce
- Extension Type Payment
- J2Commerce Version 6.x
- Joomla Version 6.x
Arabic Unitag
Chinese, Traditional
Danish
Dutch
English
English, USA
Finnish
French
German
Greek
Hebrew
Italian
Japanese
Norwegian Bokmål
Persian Farsi
Polish
Portuguese, Brazil
Portuguese, Portugal
Russian
Spanish
Swedish
TurkishFix Bind each financing application to its own order before capture
Fix Resolve the status callback's order from the stored application binding
Fix Fail an order only on the gateway's terminal statuses, not on interim ones
Fix Require a per-order secret on the status callback route
New Feature Submit Invoice action pushes the order reference and invoice PDF to the gateway
New Feature Translations for 20 additional locales
Fix Make the hosted-page return and cancel URLs absolute
Fix Hold the admin actions to the same access rules as the order screen
Fix Send a refund against a part-returned contract as a partial return
Fix Compare the financed amount before marking a funded order paid
Fix Show the gateway's own reason when a refund or cancel is declined
Fix Refuse a refund on an application that is not yet signed, and a partial before funding
Fix Reject a zero or negative refund amount server-side
Fix Answer the repeat-visit check only for the shopper's own order
Fix Normalise billing names to the character set the gateway accepts
Fix Offer the method only when the order total is inside the financing range
Fix Replace the empty error box with a real message on every failure path
Fix Show the configured thank-you text on the post-payment screen
Fix Show a message when the customer cancels at the gateway
Fix Require the order currency to be US dollars before financing it
Improvement Reuse the existing application for an order instead of creating another
Improvement Keep the callback secret stable across checkout re-renders
Improvement Redact customer details from the debug log
New Feature Plugin parameters report whether the dompdf library is present
Improvement Version media assets by file time so updates are not served from cache
Improvement Return a plain string on the raw callback route
Improvement Request the status callback over HTTPS
Fix Register the financing widget script's CDN dependency in the correct slot
Update Requires Joomla 6.x, J2Commerce 6.x and a Credova merchant account
Update The Submit Invoice action needs the J2Commerce dompdf library extension
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