CECA Payment

$39.00

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1 Year

2 Years

Half of Spain's Savings Banks Run on Cecabank.
Your Joomla Store Should Too.

Cecabank's TPV Virtual, native in J2Commerce. SHA-256 signing, PSD2/SCA handled by Cecabank's certified infrastructure, 15 payment page languages, and a callback handler that cross-validates three independent data points before touching your order.

Payment page languages — Spanish, Catalan, Basque, Galician & more

Independent callback verification layers before any order status changes

Admin configuration options to fit your exact acquiring setup

0.5–1.5%

Typical Cecabank acquiring rates — vs 3.4%+ on standard foreign processors

Everything Your Spanish Checkout Needs

Every feature was extracted from the actual working code — not a spec sheet. If it is in the list, it is in the plugin.

SHA-256 Signed Transactions

Defaults to SHA-256 — Cecabank's current mandatory signing standard. SHA-1 stays available for merchants on legacy agreements. Get the algorithm right from day one.

PSD2/SCA Compliant

Cecabank handles 3D Secure and EU Strong Customer Authentication server-side on their certified infrastructure. Your store is completely out of card-data scope.

15 Payment Page Languages

Spanish, Catalan, Basque, Galician, Valencian, English, French, German, Portuguese, Italian, Swedish, Danish, Russian, Dutch, Norwegian. Basque Country customers pay in Basque. It is that simple.

Dual Sandbox / Live Credentials

Sandbox and live merchant IDs, encryption keys, acquirer BINs, and terminal IDs in completely separate fields. Flip the toggle to switch modes. Your live terminal stays untouched during testing.

3-Layer Replay-Proof Callbacks

Every Cecabank callback is checked three ways: signature verification, Merchant ID match, and amount cross-validation within one cent. Spoofed or replayed callbacks go nowhere.

Idempotency Guard

If Cecabank fires the callback twice, your order confirms once. Your customer gets one email. Your inventory moves once. Duplicate callbacks are caught and acknowledged cleanly.

Surcharge Engine

Set a percentage, a fixed amount, or both. Attach a tax class for IVA on payment surcharges. The surcharge line appears transparently in the order summary — no custom code, no workarounds.

Geozone Restriction

Show Cecabank only to buyers in Spain, specific autonomous communities, or any geographic zone you define. International customers see different options. The right gateway shows up for the right buyer.

EUR Enforcement

Cecabank TPV is EUR-native. If the active cart currency is not EUR, the payment option hides itself and the admin sees a clear error — no silent misfires, no rejected transactions from misconfigured stores.

Configurable Order Status Mapping

Pick the success status and failure status from your own defined order states. No hardcoded status IDs. Your workflow, your logic — whether confirmed means "Paid" or "Processing" or something custom entirely.

Bootstrap 5 / UIkit 3 Templates

Switch between Bootstrap 5 and UIkit 3 layout templates in one dropdown. Fits the app_bootstrap5 and app_uikit J2Commerce themes out of the box — no template customisation required.

Auto-Generated IPN URL

Your Cecabank notification URL is calculated automatically and displayed in the admin as a ready-to-copy field. Paste it into your Cecabank merchant portal. Done.

Security That Matches Your Bank's Standards

Cecabank is a licensed credit institution regulated by the Bank of Spain. The plugin's callback verification is built to match that standard. Three independent checks happen before any order state changes — and each one is a hard stop, not a logged warning.

SHA-256 firma signature verified with a constant-time comparison function
Merchant ID in callback cross-checked against your configured terminal
Transaction amount verified against order total within one cent
Duplicate callbacks caught and acknowledged without re-confirming the order
Sandbox credential preflight — no silent fallback to live keys during testing

Spain Has 17 Autonomous Communities. Your Payment Page Can Speak to All of Them.

Catalan buyers in Barcelona, Basque speakers in Bilbao, Galician customers in Santiago, Valencian shoppers in Valencia — Cecabank's TPV supports 15 language settings, and this plugin exposes all of them. Set the language that matches your primary customer base and let the payment page speak for itself.

Spanish (Castellano) — default for most Spanish merchants
Catalan, Basque, Galician, Valencian — Spain's co-official languages
English, French, German, Portuguese — European neighbours
Italian, Swedish, Danish, Russian, Dutch, Norwegian
One dropdown in admin. One setting. Every language covered.

Test Without Breaking Anything. Go Live Without Surprises.

Sandbox and live credentials live in completely separate fields. Toggle between them with one switch. And if you enable sandbox mode without filling in your sandbox credentials — Merchant ID, encryption key, acquirer BIN — the plugin stops right there and tells you. No silent fallback to your live terminal from a test checkout.

Separate Merchant ID, encryption key, acquirer BIN, and terminal ID for each environment
One toggle switches the entire credential set
Missing sandbox credentials throw a clear error immediately
Live keys untouched during test runs

Real-World Use Cases

A Madrid apparel retailer has been paying 3.4% plus €0.35 per transaction on a foreign payment processor for three years. Their acquiring bank is Ibercaja — a Cecabank-network member. Their account manager has been telling them for two years that they qualify for a 0.85% Cecabank acquiring rate. At €20,000 per month in online revenue, that rate difference is €510 per month — €6,120 per year. The only thing standing between them and that saving is a payment plugin that actually connects to Cecabank's TPV. Their Joomla store runs J2Commerce. The installation takes 20 minutes. The annual saving starts immediately.

A Barcelona ceramics studio exports handmade pieces to customers in Germany, France, and Switzerland. All orders are EUR-denominated. German customers want to pay on a gateway they recognise; French customers want their payment page in French. The studio has a Cecabank merchant account through their local caja. The plugin's geozone restriction shows Cecabank to EU buyers. The 15-language setting puts German customers on a German-language Cecabank page and French customers on a French one. Everything settles through one merchant account with one monthly statement.

A Jerez bodega sells online with steep seasonal peaks — October harvest orders, Christmas gift cases, Easter deliveries. Volume swings from €5,000 in slow months to €45,000 in December. At 3.4%, December costs €1,530 in gateway fees. At their Cecabank negotiated rate of 1.1%, December costs €495. They configure the min subtotal gate to show Cecabank only for orders above €30 (their minimum qualifying wine-case order) and use the surcharge engine to recover a flat handling fee on smaller add-ons. Seasonal peaks stop being gateway-fee disasters.

A Valencia industrial components supplier ran a competing TPV integration for five years. Their acquiring bank migrated them to a different terminal during a technology consolidation and the old plugin's hardcoded parameters stopped matching. Three weeks of debugging between the IT team, their bank, and the plugin documentation produced nothing. Their acquirer quietly suggested switching to Cecabank's TPV instead. Fresh plugin installation, 20 minutes of configuration pulling parameters from the Cecabank merchant portal, and the supplier was back online accepting payments. The auto-generated IPN URL field meant no manual URL calculation — just copy, paste into the portal, done.

A Basque Country artisan collective runs a shared J2Commerce marketplace for 40 small producers — honey, cheeses, textiles, cider. Their cooperative account is at Kutxabank, a Cecabank-network bank. Every transaction routes through Cecabank TPV at cooperative-negotiated rates. The payment page language is set to Basque for local buyers — one of 15 available options. The geozone restriction shows Cecabank only to buyers in the Basque Country and Navarre, where the collective ships; international orders route to a separate payment method. Forty producers. One cooperative bank account. One plugin. All in Euskara where it counts.

Spanish Buyers Are Ready. Your Checkout Should Be.

Your customers already trust Cecabank. They have paid their bills on it, bought their train tickets on it, and settled their accounts through it for decades. Give them a checkout that feels like home — and stop handing 3.4% to a processor they have never heard of.

Translated In The Following Languages

Arabic Unitag (ar-AA), Chinese, Traditional (zh-TW), Danish (da-DK), Dutch (nl-NL), English (en-GB), English, USA (en-US), Finnish (fi-FI), French (fr-FR), German (de-DE), Greek (el-GR), Hebrew (he-IL), Italian (it-IT), Japanese (ja-JP), Norwegian Bokmål (nb-NO), Persian Farsi (fa-IR), Polish (pl-PL), Portuguese, Brazil (pt-BR), Portuguese, Portugal (pt-PT), Russian (ru-RU), Spanish (es-ES), Swedish (sv-SE), Turkish (tr-TR)

License Information

An active license entitles you to updates, downloads, and support for the duration of the license period. You may continue using this plugin indefinitely without an active license; however, support, updates, and downloads will not be available while your license is inactive.