Pre-Auth Saves the Day
EU Fashion Boutique
A boutique selling in Germany and France reserves cards at checkout and voids the hold when an item turns out to be unavailable.
Accept European Card Payments With PAYONE
Authorize, capture, void and refund from your admin, with two integration modes, three authorization flows, 3D Secure and renewals for subscription products.
Everything You Need to Take PAYONE Payments
Two ways to take payment, three ways to authorize and admin control over every step after checkout.
Hosted Checkout Page
Customer redirects to a PAYONE-hosted payment page, enters their card, returns to your store. Card data never touches your server. The right default for most Joomla ecommerce stores.
Hosted Tokenization (iframe)
A card form embedded on your checkout page is tokenized by PAYONE. This mode also enables saved cards.
Pre-Authorization Mode
Reserve funds on the card, then capture from the admin when you ship, or void if the order falls through.
One-Click Capture From the Admin
Open a pre-authorized order and click Capture to collect the funds and update the status.
Full and Partial Refunds
Click Refund on any captured order. Choose the full amount or enter a partial amount. PAYONE processes it. The refund is recorded on the order. You never leave J2Commerce to handle a return.
Saved Cards for Returning Buyers
Logged-in customers save a card token at checkout and pick it on later visits.
Renewals for Subscription Products
For products sold with the Subscriptions And Memberships app, the stored card token is charged automatically on each renewal.
HMAC Webhook Verification
Every payment notification from PAYONE is verified with a signature before any order is touched. Forged events are rejected before they do anything. Real events process correctly. Your order data stays clean.
Geozone and Order Value Gating
Restrict PAYONE to buyers in specific regions. Set minimum and maximum order subtotals. EU buyers above your threshold see PAYONE. Everyone else doesn't. Your checkout stays relevant for every audience.
Authorize First, Charge When You Ship
Reserve funds without collecting them, capture in your admin when the order is ready, or void to release the hold.
- Reserve funds without charging the customer
- Capture from the J2Commerce order screen when ready to ship
- Void and release the hold if the order falls through
- Authorized status separate from paid status — your workflow, your rules
Renewals for Subscription Products
In hosted tokenization mode, the saved card token is charged on each renewal of products sold with the Subscriptions And Memberships app.
- Card token stored at first checkout
- Renewals charge the stored card automatically
- Works with the Subscriptions And Memberships app
- No customer action required after the first payment
Refunds From the Order Screen
Open the order, click Refund, choose full or partial and confirm. The refund is recorded and the status can update automatically.
- Full refunds in one click from the J2Commerce order view
- Partial refunds with maximum refundable amount shown
- Refund accounting tracked on the order record
- Optional automatic status change when refund is processed
Accept PAYONE Payments in Your Store
Two integration modes. Three authorization flows. Admin capture, void, and refund without touching a payment portal. Renewals for subscription products.
- Hosted Checkout Page
- Hosted Tokenization (iframe)
- Pre-Authorization Mode
Use Cases
Renewals for Subscription Products
Digital Subscription Service
A software firm sells subscriptions with the Subscriptions And Memberships app. The card token stored at first checkout is charged on every renewal.
Hosted Checkout + Surcharge
Custom Print-on-Demand
A Netherlands-based print-on-demand store produces custom items that take 3-5 days to process. They use Hosted Checkout Page mode — no card fields on their own pages — with a 1.5% surcharge to recover processing costs. The surcharge appears as a named line item at checkout. Customers see the fee before they pay.
Geozone and Order Value Gating
B2B Trade Supplier
A trade supplier limits PAYONE to an EU geo zone with a €100 minimum subtotal.
Languages
Translated into 21 languages.
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Arabic Unitag
ar-AA
-
Chinese, Traditional
zh-TW
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Danish
da-DK
-
Dutch
nl-NL
-
English (United Kingdom)
en-GB
-
English (United States)
en-US
-
Finnish
fi-FI
-
French
fr-FR
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German
de-DE
-
Greek
el-GR
-
Hebrew
he-IL
-
Italian
it-IT
-
Japanese
ja-JP
-
Norwegian Bokmål
nb-NO
-
Polish
pl-PL
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Portuguese, Brazil
pt-BR
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Portuguese, Portugal
pt-PT
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Russian
ru-RU
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Spanish
es-ES
-
Swedish
sv-SE
-
Turkish
tr-TR
Reviews
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Payment Methods
Works with J2Commerce 6
PAYONE
Take PAYONE card payments on a hosted page or a tokenization iframe, and capture or refund them from your admin.
- Updates, downloads and support for the length of the license
- Your plugin keeps working after the license ends, and renewing brings new updates
- A step-by-step user guide for every setting, linked below
- Joomla
- Joomla 6
- J2Commerce
- J2Commerce 6
Documentation
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