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Let Shoppers Pay Now, Later or Over Time With Klarna

Klarna adds Pay Now, Pay Later and Pay Over Time to your checkout, as an on-site widget or a hosted page.

  • 5

    Klarna Payment Options

  • 4

    Admin Order Actions

  • 21

    Bundled Languages

  • 3

    API Regions

Everything You Need to Offer Klarna

Dual checkout modes, saved payment methods, renewals for subscription products, admin order controls, and geo-zone targeting — built into one plugin for your Joomla ecommerce store.

  • On-Site Klarna Widget

    The Klarna selector loads inside your checkout. Shoppers pick an option and complete payment there, with their billing address filled in.

  • Hosted Payment Page

    Hosted mode sends shoppers to Klarna's page and returns them confirmed. You choose which options appear.

  • Authorize-Only Mode

    Hold the funds, then capture from the order screen when you ship, or void the authorization before any money moves.

  • Saved Klarna Methods

    Returning Klarna shoppers see their saved method at checkout and confirm with one click.

  • Renewals for Subscription Products

    For products sold with the Subscriptions And Memberships app, the plugin stores a reusable Klarna token at checkout, charges it at renewal and revokes it when the subscription is cancelled.

  • Geo-Zone & Cart-Size Control

    Show Klarna only where your merchant account is active, and set a minimum subtotal so it appears on larger carts.

  • Full Admin Order Controls

    Capture, Void and Refund (full or partial) on every Klarna order, validated against Klarna's total and logged in the order history.

  • Admin Charge Saved Token

    Charge a customer's stored Klarna method from the order screen for phone or back-office orders.

  • Webhook-Backed Finalization

    Klarna pings a server-to-server callback when authorization completes. If the browser tab closes mid-transaction, the order still finalizes. Fraud review resolutions update order status automatically. Orders don't fall into limbo because a shopper closed a window at the wrong moment.

On-Site Widget or Hosted Page

Load Klarna's selector inside your checkout, or send shoppers to Klarna's page and bring them back confirmed. Switch with one setting.

  • On-site widget: Pay Now, Pay Later, Pay Over Time, Direct Debit, Direct Bank Transfer
  • Hosted page: you choose which payment options appear
  • Billing address pre-fills on the widget for frictionless approval
  • Separate sandbox and live credentials — test without touching real funds

Pay-Over-Time Options for Larger Orders

Shoppers can split a larger purchase into installments, and you choose where Klarna appears with geo zones and subtotal limits.

  • Geo-zone restriction keeps Klarna visible only where it's approved
  • Min/max subtotal gates show BNPL where it moves the needle
  • Optional surcharge (percent + fixed) to offset processing costs
  • Multi-region API: EU, North America, Oceania

Klarna for the First Order and Every Renewal

With the Subscriptions And Memberships app, the plugin stores a Klarna token at the first checkout and charges it at each renewal. Cancelling the subscription cancels the token.

  • Automatic renewal charging via stored Klarna customer token
  • Token canceled with Klarna when subscriber cancels — no orphaned authorizations
  • Works with the Subscriptions And Memberships app
  • Enable/disable subscriptions independently from saved payment methods

Offer Klarna on Your Larger Orders

Klarna in your checkout, on-site or hosted, with saved methods, renewals for subscription products and admin capture and refunds.

  • On-Site Klarna Widget
  • Hosted Payment Page
  • Authorize-Only Mode

Use Cases

Lift AOV with Pay Over Time

High-Ticket Furniture Store

A furniture store selling sofas from $800 offers Pay Over Time, so shoppers can compare a monthly payment with their budget.

Pre-Auth, Test, Ship, Capture

Electronics Retailer

A refurbished laptop store authorizes orders, captures once a unit passes testing and voids if it fails, with partial refunds from the order screen.

BNPL Checkout, Automatic Renewals

Subscription Box Service

A wellness box sold with the Subscriptions And Memberships app lets new subscribers pay with Klarna, and renewals are charged to the stored Klarna token.

Seasonal Peak Recovery with Klarna Pay in 4

Fashion Brand

A fashion brand selling $600+ orders around Black Friday and the holidays can enable Klarna Pay in 4 installments, so shoppers see the total split into four payments. The geo-zone setting kept Klarna visible only for US and UK shoppers where the brand's merchant account was active — no confused shoppers in unsupported markets, no payment failures that scare people away. International shoppers saw the full Joomla ecommerce checkout minus the Klarna option, with no error messages.

Languages

Translated into 21 languages.

  • Arabic Unitag ar-AA
  • Chinese, Traditional zh-TW
  • Danish da-DK
  • Dutch nl-NL
  • English (United Kingdom) en-GB
  • English (United States) en-US
  • Finnish fi-FI
  • French fr-FR
  • German de-DE
  • Greek el-GR
  • Hebrew he-IL
  • Italian it-IT
  • Japanese ja-JP
  • Norwegian Bokmål nb-NO
  • Polish pl-PL
  • Portuguese, Brazil pt-BR
  • Portuguese, Portugal pt-PT
  • Russian ru-RU
  • Spanish es-ES
  • Swedish sv-SE
  • Turkish tr-TR

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Payment Methods

Klarna

Klarna lets shoppers pay later or spread a purchase over time, through an on-site widget or a hosted payment page.

Billing Option
$39.00
Every year

Item added to cart. Checkout

View Wishlist
  • Renews automatically when each subscription period ends. Cancel anytime in My Account.
  • Updates, downloads and support for the length of the license
  • Your plugin keeps working if you cancel renewal, and every version you downloaded stays yours
  • A step-by-step user guide for every setting, linked below
Joomla
J2Commerce

Documentation

User Guide (Version 4) User Guide (Version 6)

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